| Commercial Credit Analyst II Job Description |
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| The following is a full job description for Commercial Credit Analyst II. Here are the requirements and responsibilities for Commercial Credit Analyst II along with statistics. If after reading this page you determine that Commercial Credit Analyst II is not the position you are looking for, you may want to try one of these similar titles: Credit and Collections Analyst II, Credit Analyst II, Commercial Credit Analyst I, Commercial Credit Analyst III, Commercial Credit Analyst IV, Credit Analyst III, Credit Analyst I, Credit and Collections Analyst I, Credit and Collections Analyst III |
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| Requirements and Responsibilities For Commercial Credit Analyst II |
| Collects, reviews, and analyzes data to prepare a detailed credit analysis that evaluates the terms and creditworthiness of commercial loan applications. Uses multiple sources of information, including financial statements, collateral appraisals, credit scores, and cash flow analysis, to assign risk ratings to loans and complete an analysis of the applicant's financial status. Calculates debt-to-income (DTI) ratios to evaluate an applicant's ability to repay the loan. Prepares credit memos in a standardized format that includes key ratios, supporting information, an executive summary, and objective recommendations. Presents credit reports to loan officers and loan committees. Requires a bachelor's degree. Typically reports to a supervisor or manager. Occasionally directed in several aspects of the work. Gaining exposure to some of the complex tasks within the job function. Typically requires 2 -4 years of related experience. |
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| Also referred to as: Intermediate Commercial Credit Analyst |
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| Similar Jobs: Credit and Collections Analyst II, Credit Analyst II, Commercial Credit Analyst I, Commercial Credit Analyst III, Commercial Credit Analyst IV, Credit Analyst III, Credit Analyst I, Credit and Collections Analyst I, Credit and Collections Analyst III |
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| Level of Education: Commercial Credit Analyst II Salaries with a Bachelor's Degree, Commercial Credit Analyst II Salaries with a Master's Degree or MBA, Commercial Credit Analyst II Salaries with a JD, MD, PhD or Equivalent |
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| Industries: Business Services, Edu., Gov't. & Nonprofit, Financial Services | |
